Finally, a corporate card
companies can trust.
Where higher spending power meets smarter controls — and expense reports do themselves.
Finally, a corporate card
companies can trust.
Where higher spending power meets smarter controls — and expense reports do themselves.
Corporate credit cards for startups and
enterprises.
Worldwide card acceptance.
Physical and virtual cards issued on the leading worldwide network, Mastercard.
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5-star app on iOS and Android.
Manage your card from your phone. Pay with Apple Pay, cancel your card, and view your spend all in one app.
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Get rewarded for spending.
Earn up to 7x back, redeem for cash back, credits, or even billboards.
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Real-time expense tracking.
Track every transaction in real-time with automated categorization and instant notifications.
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Advanced security features.
Multi-layer security with fraud protection, spending controls, and instant card freezing capabilities.
Learn moreSeamless integrations.
Connect with your favorite accounting software, expense tools, and business applications effortlessly.
Learn moreThe only corporate card that does it all.
Enable spend for travel, procurement, and more with worldwide card acceptance and local-currency cards in 50+ countries.
T&E cards
Enable travel expenses and employee spending with smart controls and real-time tracking.
Learn moreVendor cards
Issue cards with built-in controls for specific vendors and subscription management.
Learn moreBenefits cards
Set up recurring or one-time benefits payments with automated expense tracking.
Learn moreWith controls at every swipe.
Equate cards have expense management built in — because a card without controls is, well, out of control.
Automate employee compliance.
Equate cards automatically collect itemized receipts compliant with IRS or local tax laws, generate memos, and categorize to the right GL and/or project.
Customize limits and controls.
Issue spend limits with embedded controls for category, merchant, and more.
Track expenses in real time.
Monitor card limits and expenses by team, individual, and global subsidiary.
“We’ve used our Equate rewards for a team offsite — and got a Times Square billboard.”Read the case study →
With controls at every swipe.
Equate cards have expense management built in — because a card without controls is, well, out of control.
Automate employee compliance.
Equate cards automatically collect itemized receipts compliant with tax laws.
Customize limits and controls.
Issue spend limits with embedded controls for various categories.
Track expenses in real time.
Monitor card limits and expenses across teams and subsidiaries.
“We’ve used our Equate rewards for a team offsite — and got a Times Square billboard.”Read the case study →
Local cards in 50+
countries and growing.
Equate cards can be issued in more countries and currencies than any other, enabling local operations anywhere.
One global card program.
Equate makes it easy to see your company’s total credit limit and subsidiary-specific limits, expenses, and billing in one console to reduce risk and increase control.
Local currency cards and statements.
Avoid intercompany transactions and foreign exchange fees by issuing cards in employees’ local currency and allowing subsidiaries to pay statements from their local bank.
Local card limits and controls.
Customize spend limits to local markets with embedded policies tailored to local reporting rules and regulations — we’ll auto-enforce the right policy everywhere spend happens.
See what Equate can do for you.
Get the spending power you want and the controls you need today.
FAQ
A corporate credit card is a payment card issued to a business that allows employees to make purchases on behalf of the company. It helps businesses manage expenses, track spending, and separate personal and business transactions.
Equate corporate credit cards are available to startups, growing businesses, and established companies. Eligibility is based on your business profile, revenue, and other factors rather than personal credit scores.
Yes, Equate cards offer rewards and points that can be redeemed for various benefits including travel, office supplies, and other business expenses. The rewards are designed specifically for business spending categories.
Equate corporate credit cards have no annual fees, foreign transaction fees, or hidden charges. You only pay interest if you carry a balance, and there are no fees for employee cards or expense management features.
Equate corporate credit cards support multiple currencies and can be issued in local currencies for international operations. This helps businesses avoid foreign exchange fees and simplify global expense management.
You can apply online through the Equate website. The application process is streamlined and typically requires basic business information, bank account details, and verification of your business operations.
Equate offers fast approval times, often within minutes to a few hours. Once approved, physical cards are typically shipped within 1-2 business days, while virtual cards can be used immediately.
Equate is designed specifically for startups and growing businesses, offering features like no personal guarantees, higher credit limits based on cash flow, and built-in expense management tools that traditional banks often don't provide.
Yes, Equate cards work well for LLCs and other business structures. They don't require personal guarantees and offer business-focused features like automated expense categorization and integration with accounting software.
Equate stands out with no personal guarantees, higher credit limits for startups, built-in expense management, real-time spending controls, automated receipt collection, and rewards optimized for business spending.
Equate cards include built-in expense management with automatic receipt collection, real-time categorization, spending controls, approval workflows, and integration with popular accounting software, eliminating manual expense reporting.